About Us

GDYMB is one of that belongs to the non-banking Indian finance sector and is recognized under section 406 of the companies Act 2013. Their core business is current A/C, Prepaid A/C, Saving A/C ,Fixed Deposit, Recurring Deposit, Daily Deposit ,borrowing and lending money between their members .

They are also known as permanent fund, Benefit Funds, Mutual Benefit Funds and mutual benefit Company. They are regulated by Ministry of Corporate Affairs. Reserve Bank of India is empowered to issue directions to them in matters relating to their deposit acceptance activities. However ,in recognition of the fact that these companies deal with their share holder members only.GDYMB means a company which has been incorporated with the object of developing the habit of thrift and reserve funds amongst its members and also receiving deposits and lending to its members only for the mutual benefit

GOVERNING LAW

GDYMB is govern by Nidhi Rules, 2014 they are incorporated in the nature of public limited are incorporated in the nature of public limited company and hence, they have to comply with two set of norms, one of Public limited company as per Companies Act, 2013 and another is for Nidhi rules, 2014. No RBI approval is necessary to register the company, as RBI has specifically exempted this category of NBFC in India to comply its core provisions such as registration with RBI etc.

OUR AIM

GDYMB aims for making banking facility available at rural backwards areas covering entire North-East of India. Area, where people cannot find any such facilities and services, we GDYMB aim to provide these services to those peoples. We provide services like Loan, Fixed Deposits, Recurring Deposits and many other banking services to the customers. People can avail loan with simplest interest rate as per other banks interest rates. Many attractive schemes of loan are forwarded to the customers for the betterment of the society. Types of bank accounts such as prepaid account, Savings Account, Current Account are placed forward to the customers. Area where we can’t afford Branches, there we provide CSP (Customer Service Point) to registered and authorized persons of our Bank who is signed for providing the banking services of those areas. People can also transfer their money from one bank to another all over India whole year. They can avail this facility with marginable transaction charge from the customers. GDYMB was incorporated as the manifestation of a dream to create unlimited business opportunities for all its associates. We GDYMB realized the need of a platform for other such like minded people who want to start their own business but are afraid to take the 1st step. Our dedicated team worked day and night so that a product can be developed which can cater to the needs of this specific set of people and resulted in the launch of GDYMB, the platform for every individual who wants to start their own business and generate substantial income month by month. GDYMB is not limited to one particular industry, it offers a wide range of services so that you can give multidimensional growth to your business. This unique platform helps you in the smooth sailing of your business.

Loan

GDYMB provides all kind of loan in lowest price. Customer can get a higher loan amount with easy EMI. We provide personal loan, education loan, business loan, car loan, home loan etc. Customer can check their eligibility. If customer are an existing GDYMB bank account holder, they can also check their eligibility for a pre approved loan by logging into their Netbanking. GDYMB provide loan to the needed ones who are located at rural and backward areas. Customers can avail the loan when they submitt the necessary documents and maintain the bank rules and norms regarding the loan approval.G